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Tax Sheltered Annuity, TSA, 403b: What is it?

Tax Penalties, Benefits of 403(b)

Tax-Sheltered Annuity (TSA), also known as a 403(b), is an alternative retirement savings plan. Not everyone can participate in this plan, and it is restricted to those who are employed by educational, cultural, or non-profit organizations such as religious groups (also known as 501 (c)(3) organizations).

Tax-Sheltered Annuity Benefits