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Annuity payment options discussed. Income for life, Income for Life with Guaranteed Period and Joint and Survisor options. Review downsides and cons to an annuity.   Three Main Options When You Receive an Annuity Payment   There are three main options to choose from when receiving an annuity payment.   The first is Income for Life which guarantees you a set income for the duration of your life,...

Anna Nicole Smith may have left a will but is a will truly enough to save her baby daughter and the problems that have ensued over the legal battles of her estate?   With much discomfort I have been forced to watch the Anna Nicole Smith probate proceedings and much more information than I wanted to know about Anna Nicole’s life events. Her reported death is everywhere: on...

Financial Directive powers and how it differs from Power of Attorny. Financial Directive powers in real property, personal property, banking poweres, tax returns, family maintenance and social security issues like Medicare and Medicaid.   What if I already have a power of attorney? How will the financial directive help me still? A boilerplate power of attorney is intended to give your agent general powers. A Financial Directive has...